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Refinance your mortgage with confidence and ease
Refinancing can feel overwhelming, but with the right support, it can be a smart financial move.
Let Teresa guide you to better mortgage options.

Why Refinance with Teresa:
- Expert advice tailored to your financial goals.
- Access to competitive rates and lender options.
- Clear communication at every step.
Benefits of Refinancing:
- Lower interest rates and monthly payments.
- Access your home’s equity for other financial needs.
- Shorten your loan term to pay off your mortgage faster.
Steps to Refinance:
Initial consultation to assess your needs.
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Review and compare refinancing options.
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Submission of applications and lender negotiations.
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Finalize and implement the new loan terms.
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People Say The Nicest Things

My experience with the TAB Team was very pleasurable. I've recommended Teresa as a Realtor to my coworker and a few friends. Teresa made a very stressful process as smooth as possible. She was very patient and offered up several solutions for me to consider that was for my best interest. She was able to answer all of my questions and went above and beyond to offer up any assistance I needed even after closing. I would definitely use her again in any future purchases.

You did a outstanding job and the next property I buy you will be assisting me for sure

I was very pleased with the service I received on the sale of my apartment condominium in Hyattsville, MD. It was completed quickly as I desired, in a professional manner. Everyone involved were easy to talk to, pleasant, and professional. I would use this service and Mrs. Smith-Butler again and will definitely refer them as well. My experience was as stress-free as I could have asked for. This experience as left me very happy and appreciative of working with Mrs. Smith-Butler.

I’ve known Teresa for many years since she helped my mom with purchasing her first home. Now, Teresa helped me purchase my mom’s home in which it’s my first home. Teresa did an amazing job assisting me. She made sure that I received knowledgeable information and if I had questions about something, she helped me understand. She also made me feel very comfortable about the decisions that I made. I will recommend her to other people who are interested in purchasing a home. I appreciate her patience and I love that she’s passionate about her career. Thank you Teresa.

Teresa is a very outstanding professional that provides a reputable services to her clients. She is a seasoned real estate professional and is the go to person when you need something done in this industry!!!!
Nicole Shelton
Teresa, thank you soooooo much for your unwavering commitment to getting me into this home. And you are right, Travis would be so proud of me. I know her spirit carried me through this process. One of the things you said to me is to TRUST THE PROCESS. And I did and now I am a proud homeowner. And the home is exactly what I need and want and of course, absolutely beautiful. Oh, and brand new, lol. Teresa, you stepped in and helped me from the very beginning and saw me through beyond measure. And to anyone reading this, Teresa is the real deal and will make the process that seems so scary truly enjoyable. Check her out. You won’t be sorry. Teresa Ann Smith Teresa Smith-Butler, MD and DC Realtor